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	<title>Svemelia &#187; Home &amp; Garden</title>
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		<title>Budgeting Doesn&#8217;t Have to Be a Chore</title>
		<link>http://www.svemelia.com/home-garden/personal-finances/budgeting-doesnt-have-to-be-a-chore/</link>
		<comments>http://www.svemelia.com/home-garden/personal-finances/budgeting-doesnt-have-to-be-a-chore/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 04:57:00 +0000</pubDate>
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				<category><![CDATA[Personal Finances]]></category>

		<guid isPermaLink="false">http://www.svemelia.com/?p=79</guid>
		<description><![CDATA[One of the most tedious parts of managing one&#8217;s money is having to write out a budget by hand and then try to fit that budget into a form that can be used every day to work out all of the common issues that are bound to come up when we are keeping close track [...]]]></description>
			<content:encoded><![CDATA[<p>One of the most tedious parts of managing one&#8217;s money is having to write out a budget by hand and then try to fit that budget into a form that can be used every day to work out all of the common issues that are bound to come up when we are keeping close track of our money. One does not have to be in any kind of financial trouble to discover that a budget will make things a whole lot easier to deal with. Still, many people do not realize that it is actually possible to get a free <a href="http://www.mint.com/budget/budget-worksheet/">budget worksheet</a> they can download in just a few short seconds and begin using right away. These are a whole lot easier than having to write out something by hand on paper which can not only be a long and tedious process, it can be hard to find the paper once it is finished so that we can keep up with it all of the time and not lose track, thus making the keeping of the budget an exercise in futility. The bottom line here is that it is definitely going to be all about the best tools.</p>
<p>One of the nice things is that there are a lot of great solutions out there and one free software program that is just like <a href="http://www.mint.com/mint-vs-microsoft-money/">Microsoft Money</a> with some added bonus features, makes a great choice. Using this software will help make keeping a budget not only easier, but a lot quicker, as well. Since all of the work is handled for us, it is a much simpler task to try and get all the right figures in the proper columns and do the small things that are a big part of making it work out right. If we take the time to get things how we want them we will be very impressed with the end result.</p>
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		<title>Redecorating: Choose the Right Paint Finish</title>
		<link>http://www.svemelia.com/home-garden/redecorating-choose-the-right-paint-finish/</link>
		<comments>http://www.svemelia.com/home-garden/redecorating-choose-the-right-paint-finish/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 00:26:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home & Garden]]></category>

		<guid isPermaLink="false">http://67.222.30.60/~svemelia/?p=37</guid>
		<description><![CDATA[Interior repainting is one of the most dramatic changes you can make to your interior décor.  Better yet, painting is one of the least expensive home improvements you can make.  Repainting can update your own home in as little as a weekend, and a freshly painted interior adds value for both home sales [...]]]></description>
			<content:encoded><![CDATA[<p>Interior repainting is one of the most dramatic changes you can make to your interior décor.  Better yet, painting is one of the least expensive home improvements you can make.  Repainting can update your own home in as little as a weekend, and a freshly painted interior adds value for both home sales and rental properties.  When choosing the right paint to transform a room, good planning will help you maximize the benefits gained from repainting.  </p>
<p>First, consider the room and its uses as a whole.  Whether or not the room is a high traffic area is a crucial consideration when choosing both the color and the type of finish that will best complement it.  Certain types of finish are better for disguising flaws in existing walls and ceilings.  Other types of finish are best for minimizing the appearance of dirt and scuffs that will inevitably occur.  </p>
<p>A flat, no-shine finish, for example, can hide flaws very well, but should never be used in high traffic areas because it is difficult to clean and can scuff very easily.  A high gloss paint is simple to clean, but will make existing flaws more noticeable.  Many decorators limit the use of these finishes to areas where they can create the right contrasts and enhance certain features of the room, but for most areas use an eggshell, satin, or semi-lustre finish.  These finishes do not draw attention to blemishes but are more easily cleaned than flat finishes. </p>
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